Terms and Conditions – pk 97 Online Casino Pakistan

1. Introduction

Welcome to pk 97. These Terms and Conditions ("Terms") form a legally binding agreement between you ("the Player") and pk 97 ("we," "us," "our," "the Platform"), operating under the domain pk97.biz. By accessing, registering on, or using any part of the pk 97 platform — including all games, betting markets, promotions, and support services — you accept these Terms in full.

pk 97 is an online gaming platform designed specifically for Pakistani players. Our games, payment integrations, customer support, and promotional offers are all tailored to serve players in Pakistan. All monetary values on pk 97 are denominated in Pakistani Rupees (PKR).

If you do not agree with any part of these Terms, you must not register an account or continue using the pk 97 platform. We recommend bookmarking this page and reviewing it periodically, as pk 97 may update these Terms from time to time. Continued use of the platform after any amendment constitutes your acceptance of the revised Terms.

2. Eligibility

To register and use pk 97, you must meet all of the following eligibility requirements at the time of registration and at all times during your use of the platform:

• You must be at least 18 years of age. pk 97 does not permit use by minors under any circumstances. We reserve the right to request age verification documentation at any time and to suspend any account where age cannot be confirmed.
• You must be a natural person — corporate or institutional accounts are not permitted on pk 97.
• You must not have previously had a pk 97 account suspended or permanently closed for breach of these Terms.
• You must be acting on your own behalf and not as an agent, nominee, or representative of any third party.
• You must be the sole and beneficial owner of the payment method used to deposit funds into your pk 97 account.
• You must not be registered on any self-exclusion list or have requested account closure under pk 97's Responsible Gaming tools.

pk 97 reserves the right to request documentation verifying eligibility at any stage. Providing false information during registration or verification is a material breach of these Terms and will result in account closure and forfeiture of any balance held.

Age Verification

Where pk 97 requests age verification, you must provide acceptable documentation — such as a valid CNIC (Computerised National Identity Card), passport, or other government-issued identification — within the timeframe specified. Accounts that fail age verification will be closed and any deposited funds returned to the original payment method, minus any amounts wagered.

3. Account Registration

3.1 Registration Process

To access real-money games on pk 97, you must complete the registration process and create a verified account. During registration you will be required to provide your full name, a valid Pakistani mobile number, and a password. An SMS verification code will be sent to your mobile number to confirm account activation.

3.2 One Account Per Player

Each player is permitted to hold exactly one active account on pk 97. Operating multiple accounts — whether under the same name, different names, or via different devices — is strictly prohibited. If pk 97 identifies duplicate accounts, all accounts involved will be suspended, balances may be forfeited, and pending withdrawals cancelled pending investigation.

3.3 Account Security

You are solely responsible for maintaining the confidentiality of your pk 97 account credentials. You must not share your username, password, or account access with any other person. pk 97 will not be held liable for losses resulting from unauthorised account access where you have shared credentials or failed to take reasonable security precautions. If you suspect that your account has been compromised, contact pk 97 support immediately via live chat or WhatsApp.

3.4 Accurate Information

All information provided to pk 97 during registration and during any subsequent verification process must be accurate, current, and complete. You must notify pk 97 promptly if any registered details change. pk 97 reserves the right to close accounts where incorrect or misleading information has been provided.

4. Deposits and Withdrawals

4.1 Supported Payment Methods

pk 97 currently accepts the following payment methods for both deposits and withdrawals: Easypaisa, JazzCash, NayaPay, SadaPay, Bank IBFT, and Visa/Mastercard bank cards. All transactions are processed in PKR. pk 97 does not accept cryptocurrency or any foreign currency payment method.

4.2 Deposit Rules

The minimum deposit on pk 97 is Rs 500. Deposits are credited to your pk 97 wallet instantly upon confirmation by your payment provider. pk 97 does not charge fees on deposits. You may only deposit using a payment method registered in your own name — third-party deposits are not permitted and will be returned to the source.

4.3 Withdrawal Rules

The minimum withdrawal from pk 97 is Rs 1,000. Withdrawal requests submitted during normal operating hours are typically processed within 30 minutes. pk 97 does not charge withdrawal fees; however, your payment provider may apply their own transaction charges. Withdrawals are processed to the same method used for the most recent deposit where operationally possible.

4.4 Withdrawal Verification

pk 97 reserves the right to request identity verification before processing any withdrawal. This is standard anti-fraud and anti-money-laundering procedure. Requested documentation may include a copy of your CNIC, a screenshot of your payment account, or proof of address. Failure to provide requested documentation within the stated timeframe may result in withdrawal suspension.

4.5 No Money Laundering

pk 97 operates a strict anti-money-laundering policy. Deposits made to pk 97 must represent funds earned through legitimate means. The platform will not process withdrawal requests where the deposited funds have not been used for genuine gaming activity. Any account suspected of using pk 97 for financial flow purposes rather than entertainment will be suspended and reported to the relevant authorities.

5. Bonuses and Promotions

5.1 General Bonus Terms

pk 97 offers a range of bonuses and promotional offers to new and existing players. All bonuses are subject to these general terms plus any specific terms communicated at the time the promotion is announced. In the event of any conflict between these general terms and a specific promotion's terms, the promotion-specific terms take precedence for that offer.

5.2 Wagering Requirements

Unless explicitly stated otherwise, all bonuses credited to your pk 97 account are subject to a wagering requirement. This means the bonus amount (and in some cases the deposit amount) must be wagered a specified number of times before any associated funds become eligible for withdrawal. The applicable wagering requirement will be clearly stated on each promotional offer page.

• Wagering requirements must be completed within the promotional validity period specified. Bonus funds that remain subject to an incomplete wagering requirement at expiry will be removed.
• Different game types contribute to wagering requirements at different rates. Live Casino and Crash Games typically contribute 100%. Slots contribute at the rate specified per promotion. Football Betting contribution rates are stated per offer.
• Bonus funds cannot be withdrawn until wagering requirements are fully met.
• pk 97 reserves the right to amend, suspend, or withdraw any promotion at any time. Reasonable notice will be provided where operationally possible.

5.3 Bonus Abuse

pk 97 monitors all bonus claims and usage. Patterns of betting designed to exploit bonus terms — including but not limited to low-risk hedging strategies, coordinated play across multiple accounts, or systematically withdrawing just after clearing wagering requirements without genuine gaming activity — are considered bonus abuse. Accounts found to be abusing pk 97 promotions may have bonus winnings voided and accounts suspended.

5.4 One Welcome Bonus Per Player

Welcome bonuses on pk 97 are available once per player, household, device, IP address, and payment method. Players found to have claimed welcome bonuses multiple times — including through the use of duplicate accounts — will have all associated bonus funds voided.

6. Betting Rules

6.1 Bet Placement

All bets placed on pk 97 are final once confirmed by the system. It is your responsibility to verify the accuracy of your bet amount, selected game or market, and any relevant parameters before confirming. pk 97 cannot reverse or cancel a bet that has been correctly accepted by the system.

6.2 Minimum and Maximum Stakes

Minimum and maximum bet amounts vary by game type. Live Casino tables start from Rs 200 per bet. Crash game minimum stakes start from Rs 100 per round. Specific stake limits for each game are displayed within the game interface and may be updated from time to time. pk 97 reserves the right to impose temporary or permanent stake limits on individual accounts at its discretion.

6.3 Game Malfunctions

In the event of a technical malfunction, disconnection, or error that affects the outcome of a game or bet on pk 97, the platform will investigate and apply a resolution that is fair to all parties. Where a game result is determined to be invalid due to a system error, bets may be voided and stakes returned to players' accounts. pk 97 is not liable for losses resulting from internet connectivity issues on the player's side.

6.4 Football Betting Rules

All football betting markets on pk 97 are governed by standard sports betting settlement rules. Odds are displayed before bet placement and are fixed at the time of confirmation unless otherwise indicated. pk 97 reserves the right to void bets on events where the integrity of the result is reasonably in question, including match-fixing allegations. Bet settlement follows official competition results; protest results do not apply unless officially adopted by the governing body.

6.5 Dispute Resolution

Any dispute regarding the outcome of a game or bet on pk 97 must be raised within 72 hours of the event in question. Disputes should be submitted via the pk 97 live chat support channel with full details of the game, time, and nature of the dispute. pk 97 will review all disputes fairly and communicate findings within a reasonable timeframe. The decision of pk 97 following investigation is final.

7. Prohibited Conduct

The following actions are strictly prohibited on the pk 97 platform. Any player found to be engaged in prohibited conduct will have their account suspended and may have funds forfeited:

• Automated play: Use of bots, scripts, macros, or any automated system to place bets or interact with pk 97 games without genuine human input.
• Collusion: Coordinating with other players to manipulate game outcomes, particularly in Live Casino or Poker formats available on pk 97.
• Fraud: Any attempt to deceive pk 97, its payment systems, or other players through false information, chargebacks, or manipulation of promotional systems.
• Duplicate accounts: Operating more than one registered account on pk 97, regardless of the purpose or intent.
• Unauthorised access: Attempting to access other players' accounts, the pk 97 backend systems, or any part of the platform beyond your own account interface.
• Exploiting errors: Taking advantage of a known software error, odds mistake, or system vulnerability to place bets that pk 97 would not have accepted under correct conditions. Any such bets will be voided.
• Money laundering: Using pk 97 for any purpose other than genuine entertainment gaming, including using the platform to layer, place, or integrate proceeds of illegal activity.
• Underage play: Attempting to register or access pk 97 while under the age of 18, or facilitating underage access by providing a minor with your account credentials.

8. Responsible Gaming

pk 97 is committed to responsible gaming. We believe gaming should be a form of entertainment, not a source of financial stress. The following tools are available to every pk 97 player free of charge:

• Deposit Limits: Set daily, weekly, or monthly PKR deposit caps. Limits are applied immediately. Requests to increase limits are subject to a 7-day cooling-off period.
• Session Time Reminders: Set a maximum session duration. pk 97 will notify you when your set time is reached.
• Cooling-Off Periods: Request temporary account suspension for 24 hours, 7 days, or 30 days. Your account will be inaccessible for betting during this period.
• Self-Exclusion: Request permanent account closure. pk 97 will not reopen a self-excluded account for a minimum of 6 months from the date of the request.

To access any of these tools, contact pk 97 support via live chat or WhatsApp at any time. Requests are processed immediately. Full details of available support and third-party helplines are available on our Responsible Gaming page.

pk 97 does not market to players who are on self-exclusion lists. Our support team is trained to recognise indicators of problem gambling and to respond with appropriate care rather than simply processing transactions.

9. Privacy and Data

pk 97 collects and processes personal data in accordance with our Privacy Policy, which forms part of these Terms and should be read alongside them. By registering on pk 97 you consent to the collection, storage, and use of your personal data as described in the Privacy Policy.

pk 97 does not sell, rent, or share your personal data with third parties except as necessary to process payments, verify your identity, or comply with legal obligations. Your mobile number and account details are used solely for the purposes of operating your pk 97 account, communicating service updates, and contacting you regarding transactions or responsible gaming matters.

All data held by pk 97 is stored with 256-bit SSL encryption. You may request a copy of your personal data or request deletion of your account data by contacting pk 97 support. Account deletion requests will be processed within a reasonable timeframe, subject to any legal data retention obligations.

10. Intellectual Property

All content on the pk 97 platform — including the website design, game interfaces, graphics, logos, text, promotional materials, and software — is the intellectual property of pk 97 or its licensed suppliers. You may not copy, reproduce, distribute, modify, or create derivative works from any pk 97 content without express written permission from the platform.

The pk 97 name and logo are trademarks of the platform. Unauthorised use of pk 97 trademarks in connection with any commercial activity, including the operation of third-party gaming sites, is strictly prohibited and may be subject to legal action.

You are granted a limited, non-exclusive, non-transferable licence to access and use the pk 97 platform for personal entertainment purposes only, in accordance with these Terms. This licence does not include any right to sublicense, sell, or commercially exploit the platform or its content.

11. Limitation of Liability

To the maximum extent permitted by applicable law, pk 97 shall not be liable for:

• Any loss of winnings, data, or profits arising from the use or inability to use the pk 97 platform.
• Losses resulting from a player's own failure to follow these Terms, including forfeiture of bonuses due to breach of promotion rules.
• Interruptions to game availability caused by scheduled maintenance, unexpected technical issues, or circumstances beyond pk 97's reasonable control (including internet outages, third-party payment processor delays, or force majeure events).
• Losses arising from unauthorised access to your account where pk 97 has acted in good faith on the basis of valid account credentials.

Nothing in these Terms limits pk 97's liability for fraud, gross negligence, or any other liability that cannot be excluded under applicable Pakistani law. The total liability of pk 97 to any player in connection with their use of the platform shall not exceed the net deposits made by that player in the 30 days preceding the event giving rise to the claim.

12. Account Suspension and Closure

12.1 Suspension by pk 97

pk 97 reserves the right to suspend or permanently close any account at any time if there is reasonable suspicion or confirmed evidence of a breach of these Terms. In the event of suspension, pk 97 will:

• Notify the player via the contact details registered to the account within a reasonable timeframe.
• Conduct an investigation and communicate findings.
• Where the suspension is found to be without valid basis, restore the account and any balance in full.
• Where a breach is confirmed, apply the appropriate penalty as described in the relevant section of these Terms.

12.2 Voluntary Account Closure

Players may request voluntary closure of their pk 97 account at any time by contacting support via live chat. Prior to closure, any balance remaining in the account that is not subject to incomplete wagering requirements will be returned to your registered payment method. Account closure for Responsible Gaming purposes (self-exclusion) follows the process described in Section 8.

12.3 Inactive Accounts

A pk 97 account is considered inactive if no login or transaction activity is recorded for a period of 12 consecutive months. pk 97 will attempt to contact the account holder by the registered mobile number before applying any inactivity handling. Players with inactive accounts may be required to complete a fresh verification process to reactivate access.

13. Amendments to These Terms

pk 97 reserves the right to update, amend, or replace these Terms at any time. When material changes are made, pk 97 will provide notice through the platform — typically via an in-account notification or an announcement visible on the home page. The updated Terms will take effect from the date specified in the notification.

It is your responsibility to review these Terms periodically. Continued use of the pk 97 platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree with amended Terms, you must cease using the platform and request account closure as described in Section 12.2.

The version of these Terms currently published at pk97.biz/terms-conditions is the version in effect. Previously published versions are not binding.

14. Contact Us

If you have any questions about these Terms and Conditions, or if you need to raise a concern about your pk 97 account, please contact our support team:

These Terms are written in English and are intended to be read by Pakistani players in plain, straightforward language. If any section is unclear, please contact pk 97 support before proceeding.